Unique, curated and reliable non-financial data on mid-market businesses.

Risk and Resilience Intelligence

Unique, curated and reliable non-financial data on mid-market businesses.

For Banks

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.

Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

For Insurers

You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.

You're underwriting mid-market risk you can't fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

For Corporates

Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

 We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

News &
Insights

The Hidden Cost of Switching: What Hospitality SMEs Get Wrong About Energy Renewal

A busy restaurant owner gets an email about their energy contract. It’s easy to file it away — there’s a delivery to sort, staff rotas to finish, a Friday night service to prep for. Three months later, that same owner

From Regulatory Burden to Customer Opportunity: How Banks Can Turn Sustainability Data Into a Value- Add

A relationship manager sits down with an SME client for their annual review. On the list: turnover, headcount, working capital needs — and now, increasingly, questions about energy usage and emissions. For many RMs, this feels like one more compliance

Resilience as a Risk Signal: Why Operational Non- Financial Data Is the New Frontier in Commercial Underwriting

An underwriter reviewing a mid-market manufacturer has a clean set of financials. Revenue is stable, margins look healthy, the balance sheet checks out. What that underwriter doesn’t have: any real view of whether that business could withstand a supply chain

Scope 1 and 2 for SMEs: How to Get Your Emissions Data Without Hiring a Consultant

A supplier questionnaire lands in your inbox asking for your “Scope 1 and 2 emissions.” You run a restaurant, a hotel, or a shop — not a sustainability department. Where do you even start? This question is showing up more

Who
We Serve

Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.