Trusted Intelligence on Mid-Market Businesses
For Banks
Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.
We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.
Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.
For Insurers
You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment.
TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.
For Corporates
Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you.
News &
Insights
The FCA is due to publish its final rules on sustainability ratings providers this quarter. The reason it’s stepping in should make every underwriter pause before trusting a single number. According to the FCA’s own research, 55% of ratings users
The PRA’s SS5/25 implementation deadline was four months ago, and one question keeps coming up in smaller lenders’ risk committees. What does “proportionate” actually look like when you don’t have a 40-person sustainability team? A smaller balance sheet doesn’t mean
Picture the UK economy as a map that lights up wherever a company’s risk profile is clear to insurers. The largest businesses glow brightly, because they sit inside mandatory climate-related financial disclosure, which only applies above 500 employees and £500m
The compliance certificate lands on the relationship manager’s desk. Two of the borrower’s three sustainability performance targets have been missed, and the margin step-up is already written into the facility agreement. The mechanics are settled. What happens after them usually
Who
We Serve
Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.