Unique, curated and reliable non-financial data on mid-market businesses.

Trusted Intelligence on Mid-Market Businesses

Curated non-financial data, built to be traced, explained and defended.
Explore for Your Sector

For Banks

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.

Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

For Insurers

You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.

You're underwriting mid-market risk you can't fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

For Corporates

Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

 We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

News &
Insights

Greenwashing Risk in SME Green Lending: How Banks End Up Exposed by Someone Else’s Numbers

By June 2026, every UK bank must show the PRA a credible gap analysis against SS5/25, the supervisory statement that now treats climate risk as core prudential risk. For banks with sustainability-linked loans across their SME book, the hardest gap

The Data Handshake at Renewal: What Brokers and Underwriters Should Be Asking Commercial Clients

Is a business quietly moving through its renewal season with insurers who can’t actually see the risk they’re pricing? According to Aon’s UK insurance market insights, underwriters are now placing far greater weight on financial resilience, governance quality and ESG

The Onboarding Questionnaire Is Dead: Rethinking Supplier Due Diligence for 2027
The Onboarding Questionnaire Is Dead: Rethinking Supplier Due Diligence for 2027

A forced-labour screen that was accurate at onboarding can be worthless six months later if the supplier quietly changes subcontractors. A deforestation attestation can become indefensible if the underlying coordinates were never refreshed. Supplier due diligence has spent a decade

Sustainability-Linked Loans for SMEs: Can the KPIs Actually Be Trusted?
Sustainability-Linked Loans for SMEs: Can the KPIs Actually Be Trusted?

Sustainability-linked loans were meant to be the bridge between good intentions and hard numbers. Hit your target, your margin drops. Miss it, your margin rises. Simple, in theory. In practice, banks are increasingly asking a harder question: what happens when

Who
We Serve

Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.