Unique, curated and reliable non-financial data on mid-market businesses.

Risk and Resilience Intelligence

Unique, curated and reliable non-financial data on mid-market businesses.

For Banks

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.

Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

For Insurers

You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.

You're underwriting mid-market risk you can't fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

For Corporates

Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

 We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

News &
Insights

half-hourly-data-explained-what-your-meter-already-knows-that-your-bill-never-tells-you
Half-Hourly Data Explained: What Your Meter Already Knows That Your Bill Never Tells You

Your meter already knows exactly when your kitchen fridge compressor kicks in, when your ovens hit peak load, and when your empty units are quietly burning electricity overnight. Your bill just doesn’t tell you any of that. That’s about to

estimates-versus-evidence-what-changes-in-a-risk-model-when-modelled-data-is-replaced-with-reported-data
Estimates Versus Evidence: What Changes in a Risk Model When Modelled Data Is Replaced With Reported Data

Ask an underwriter how confident they are in a corporate risk score, and most will hedge. Not because the model is wrong, but because they know how much of it is inferred rather than confirmed. That distinction matters more this

Transition Plans Without Transition Data: Why Bank Net Zero Roadmaps Keep Slipping

Every major UK bank now has a transition plan. Glossy, board-approved, publicly disclosed. But ask the same bank for portfolio-level transition data on its SME lending book, and the confidence disappears fast. That gap just got harder to hide. Following

The Renewal Window Trap: Why Schools Keep Ending Up on the Most Expensive Energy Rates

Most school energy contracts don’t fail because of a bad deal. They fail because of a missed date. Business managers are juggling budgets, staffing and compliance deadlines all year round. Energy contract renewal windows, often just a narrow 30 to

Who
We Serve

Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.